Safer Online Banking Practices To Avoid The Need Of IT Army To Keep Hackers Away

Posted: October 30, 2013 in Articles
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HackersIf you can do a number of things, the need for a huge number of IT professionals is not required to prevent hackers from taking over your online banking system.

Essentially, small businesses find online banking very convenient and easy while at the same time very vulnerable to cyber criminal targets. Lots of small businesses out there lack the huge budgets and IT resources many big companies have in plenty. Legal protection is also low due to differences in protection laws as many small businesses have lots of difficulty in loss recovery.

Your Business At Risk

Cyber criminals today have so many smart softwares to use to break into the huge number of web accounts awaiting them with many businesses tricked into providing lots of sensitive data through cunning emails and phishing attacks. You will find websites and emails that engage in phishing seemingly very legitimate and sensitive information is entered such as credit card information, passwords and usernames. Once the information has been secured, the account is targeted so that funds can be transferred or log in details sold to various cyber criminals out there.

Online Banking Safe Practices

Apart from the risk, web based banking for businesses are very important and crucial in our modern world where things are moving at a much higher pace. To make sure you have adopted the best safe practices, start by training your employees especially because social engineering continues to be used in collecting as much sensitive information as possible. A good example is ensuring employees are told to ignore and distrust emails that seemingly require personal information, especially passwords and usernames. In case not many within the company are trained well to provide this training, the best thing is looking for IT professionals and experts out there, including consultants to ensure employers have been educated.

System Security

Another important thing is ensuring all the systems in use such as mail servers, file servers and PCs have been well protected by business tools trusted with internet based security and consistently updated. Remember consumer systems security solutions, whether free or paid are not really sufficient in offering your business the coverage required, including visibility to ensure a business is secure.

Web Based Banking Dedicated PC

Remember to dedicate a single PC to handle the entire web account machine of the business. It should be the only one used in the area of online banking and never for other activities such as file-sharing, web browsing and emails.

Another important way is being in constant consultation with a bank while at the same time discussing with the bank all the types of securities in place including other practices they can recommend to you for security purposes as per the kind of systems they have. You should familiarize yourself well with the processes and protection steps the bank has in place in case of a loss of business accounts or problems with online based banking.

With so many apps and tools out there, you will find trustworthy security systems can be adopted that are not shared among workers for safe online banking.

Author Bio

Rachel is an avid social media blogger who is addicted to facebook and twitter. Recently she wrote about how she lost her access to facebook and how she recovered it with the use of Social Password Finder.

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